Conforming Fixed Rate and Balloon Programs
Conforming ARM Programs
100% or Zero Down Programs
Lender Paid MI
Interest Only Fixed Rate Options
Single Financed MI Programs
No MI Programs

Conforming Products
Agency Fixed Rate
Conforming Low Doc
Freddie Mac A-Minus Program
Freddie Mac 5 Year Balloon
Agency 7-Year Balloon
Agency 1-Year CMT ARM Non-Convertible
Freddie Mac 1-Year CMT ARM Convertible
Freddie Mac 6-Month LIBOR ARM Non-Convertible
Freddie Mac 3/1, 5/1, 7/1 and 10/1 CMT ARMs
Fannie Mae Community Home Buyer Program
Fannie 3/2
Fannie 97
Fannie Mae 40-Year Fixed Rate
Freddie Mac Alt 97
Fannie Mae Flexible 97
75/25 Fixed Rate
Flexible 100 and Flexible with Subordinate Financing
Fannie Mae MyCommunityMortgage
Fannie Mae Expanded Approval Program
Fannie Mae Interest Only
Fannie Mae 5/1 LIBOR ARM (Special)
Fannie Mae 3/1, 5/1 & 7/1 LIBOR ARMs (Standard)
Freddie Mac Interest-Only
Conforming Stated Income Stated Assets (SISA)
Freddie Mac 100 & Freddie Mac 80/20

Non-Conforming/Jumbo Products
Advantage Select ARM
Advantage Select Fixed
Option Power ARM
Steady Option ARM
PITI Abatement
YES
H.O.M.E (Home Ownership Made Easy)
Advantage 103
Advantage PITI Abatement

Consumer Lending Products
Second Mortgage
Home Equity Line of Credit
Advantage line of credit (1st Mortgage)
Bridge Loan
Lot Loan

Construction Products
Agency Short-Term Construction
Advantage Select 5/25 LIBOR ARM Construction Program
Fannie Mae HomeStyle Construction to Perm
Fannie Mae HomeStyle Renovation
Single Closing Construction
Two Closing Construction
Builder Spec and Model
Builder Pre-Sold
Loan Modification Program

Sub-Prime Products
Expanded Product Offerings Program
80/20 Purchase and Cash Out
100% One Loan no MI
100% Stated Income no MI
Minimum 520 FICO Program
Mortgage Only Program

Commercial Products
Stated Income Purchase and Refinance
NO DOC Purchase and Refinance
100% CLTV with Subordinate Financing